We Specialize in

Divorce Advisory & Planning

CLARITY & CONFIDENCE THROUGH HARD TO NAVIGATE LIFE TRANSITIONS

Divorce can be overwhelming—emotionally and financially.

At FMD Wealth Advisors, we guide our clients through the complexities of separation with clarity, compassion, and a steady focus on long-term financial well-being.

Fabian M. Degen, CDFA®, brings extensive experience and specialized training to help clients understand the financial impact of divorce. From asset division and pension analysis to tax implications and insurance needs, we provide step-by-step guidance tailored to each unique situation.

We also collaborate with attorneys to support informed decision-making and evaluate settlement proposals with a clear financial lens—empowering our clients with confidence when it matters most.

BEFORE FILING

Thinking about divorce can be overwhelming—especially if one spouse has more financial knowledge or earning power. At FMD Wealth Advisors, we offer early guidance to help you prepare with clarity and confidence. We will help you identify what documents to gather, what financial factors to consider, and how to position yourself wisely before taking legal steps. Whether you’ve been out of the workforce or simply feel out of the loop, we’ll help you uncover your options and chart a practical course forward.

I'm considering filing for divorce, but I'm concerned about the financial impact. Can I get a clear view of what my new financial reality might look like?
I've spent the last 10 years as a stay-at-home parent, and I know returning to work won’t replace my current lifestyle. Is it possible to negotiate a settlement that provides both income support and long-term financial security?
I haven’t filed yet, but I feel my spouse and their legal team have the upper hand. What financial factors should I be aware of before moving forward?

DURING THE PROCESS

Once you’ve filed, things can move quickly. Emotions run high, and the financial decisions you make now will have long-term consequences. We partner with your attorney and other professionals to ensure every financial decision is grounded in strategy and aligned with your future goals. From evaluating settlement offers to balancing immediate needs with long-term security, we bring focus and clarity when it matters most—so you don’t have to navigate it alone.

Now that I’ve filed for divorce, everything is moving fast, and the emotions are making it hard to think clearly. How can I be sure I’m making sound long-term financial decisions?
I’m tempted to accept a settlement that offers short-term relief while I transition back into the workforce, but I’m worried about compromising my future. How do I find the right balance?
I feel outmatched by my spouse’s legal and financial team. What resources should I be requesting, and where is there room to negotiate effectively?

AFTER SETTLEMENT

Your financial life doesn’t stop at settlement—it starts a new chapter. Whether you need to build a new financial plan, optimize your cash flow, or catch up on retirement savings, we’ll guide you every step of the way. We help you plan for independence, protect your legacy, and move forward with purpose. With FMD Wealth Advisors by your side, you’ll have a roadmap for a secure and empowered financial future.

The divorce is finalized, and I’m ready to move forward. What steps should I take now to rebuild and secure my financial future?

Living independently is starting to sink in, and I’m concerned about future health issues and protecting my children from that burden. How can I plan for unexpected events?
Part of my settlement included dividing retirement assets, but I feel behind on saving for the future. Is it still possible to catch up and retire comfortably?