The Divorce Process in Westchester, New York, Step by Step: Where the Financial Decisions Happen
Most guides to the divorce process are written from the legal side: what gets filed, when it is served, which conference comes next. That is the right place to start, and your attorney will walk you through it. But every legal step also carries a financial decision, and in Westchester, New York, where a home, retirement accounts, and sometimes a business make up a sizable estate, those decisions compound. Here is the process stage by stage, with the money questions worth answering at each one.
Equitable Distribution States vs. Community Property: What NY Spouses Should Know
The United States has two systems for dividing property in a divorce, and which one your state uses changes the outcome…
Divorce and Retirement Accounts: The Complete Guide
Retirement accounts are frequently the largest asset a divorcing couple owns, and they are also the easiest to divide incorrectly...
Pension Valuation in Divorce: What Your Pension Is Really Worth
Of all the assets in a divorce, a pension is the one most likely to be mispriced — and the one most likely to be traded away for too little…
Financial Advisor for Divorce in White Plains & Westchester: What to Look For
When people search for help with a divorce, they usually start with a lawyer. But a divorce is at least as much a financial event as a legal one…
Divorce and Your IRA: Transfer Rules, Taxes, and Mistakes
If your divorce involves an IRA, the good news is that it is simpler to divide than a 401(k) or pension…
What Is a Certified Divorce Financial Analyst — and Do You Need One?
Most people going through a divorce have a lawyer and, if things are contested, maybe a mediator…
Dividing a 401(k) in Divorce: Step by Step
A 401(k) is often the largest or second-largest asset a couple owns, and dividing it is more involved than splitting a bank account. You cannot simply agree on a number and move the money…
Estate Planning After Divorce: The Complete Checklist
Divorce is one of the moments an estate plan is most likely to fail quietly. The documents you signed years ago — the will, the beneficiary forms, the powers of attorney — usually still name the person you just divorced…
How Assets Are Divided in a New York Divorce: A CDFA's Walkthrough
"Who gets what" is the question at the center of most divorces, and the answer is less obvious than people expect. New York does not simply cut the marital estate in half...
QDRO Specialist: What They Do and When You Need One
If retirement accounts are part of your divorce, you will almost certainly hear the term "QDRO" at some point — usually late, and usually with a sense that it should have come up sooner…
Building a Custody Case in New York: How to Document Evidence That Holds Up in Court
In high-conflict custody and visitation matters, the parent who can document what actually happened holds a real advantage. Memories are contested and easy to dispute; a careful, contemporaneous written record is much harder to dismiss...
When Can You Change a Custody Order in New York? A Parent's Guide to Modification
Custody modification petitions are almost as common as the original petitions. People often establish custody when their children are relatively young, and as the children age or circumstances shift, the arrangement no longer fits…
How to Modify or Extend an Order of Protection in New York (Step by Step)
An order of protection is not necessarily permanent or fixed. Depending on the circumstances, either party can ask the court to modify it, terminate it, or extend it...
Order of Protection Violated in New York? How Enforcement Actually Works
If you have ever been granted an order of protection, you already know the order is only as good as your ability to enforce it. New York gives you two practical routes, and they are not mutually exclusive — many people use both...
The First 12 Months After Divorce: A Financial Checklist
The settlement is signed. The judge has entered the judgment. The case is closed. And then, for most people, the real work begins...
Lifestyle Changes After a Divorce: Rebuilding the Budget When One Household Becomes Two
One of the quieter realities of a divorce is how dramatically the household budget changes the moment two people start running two homes instead of one...
The Divorce Tax Trap: Why Two "Equal" Settlements Are Almost Never Equal
Tax is the dimension of a high net worth divorce that hides in plain sight. It does not appear in the headlines of the settlement agreement. It does not get argued about in court. And yet it can quietly reshape the value of every line item on the page.
Business Owner Divorce in New York: How to Protect Your Equity, Your Cash Flow, and Your Company
For business owners, divorce introduces a level of complexity that most legal advice does not fully anticipate. The business is not just an asset on a balance sheet. It is the engine of the family's income, often the largest piece of the estate, and frequently the most illiquid...
Dividing Retirement Accounts in a New York Divorce: The QDRO Mistake That Costs Six Figures
For most high-net-worth households, the single largest asset is not the house. It is the combined balance of retirement accounts: 401(k)s, IRAs, deferred compensation, and pensions. When those accounts have to be divided in a divorce, the work is not simply mathematical…